Funds must be in US currency and drawn from a US financial
types of money market, brokerage, and/or trust accounts cannot accept
ACH debits. Please check with your financial institution prior to
initiating payment on the web site.
CERTIFICATE SALE top
What is the auction process?
Certificates are sold in the order advertised. Bidding begins at 18
percent (the maximum rate) and bids down in decrements of one quarter
of one percent. Each certificate is sold individually to the bidder
offering the lowest interest rate. In the case of a tie at the lowest
rate, the winner will be selected using a random number generator in
the auction software. Items that receive no bids are "struck" to the
county and become county-held certificates. Bids are accepted at 0.00%
(zero), but certificates awarded at this rate WILL NOT accrue interest.
Is there a cost to participate?
Registration on the web site is free. You only need to make payment for
a refundable security deposit and to pay the balance due for any
What is a batch?
A batch is a subgroup of the list of auction items. The list is divided
into batches to make the bidding process more efficient and enable
participants to manage their bids and budgets.
Do I have to bid on all the items in a
NO. Each tax certificate in each batch is auctioned independently of
every other tax certificate.
What happens to my security deposit if
I don't win any certificates?
The Tax Collector will issue refunds approximately two weeks after the
close of the sale. Refunds of ACH payments will be made electronically
to the account you
used to submit the deposit.
Will the Tax Collector send me a paper
certificate or list of certificates after the sale?
No, the Tax Collector does not issue paper certificates or lists of
purchases after the sale. To review and download a list of your winning
The holder of a tax certificate at any time after 2 years have elapsed
since April 1 of the year of issuance of the tax certificate and before
the cancelation of the certificate, may file the certificate and an
application for a tax deed with the tax collector of the county where
the property described in the certificate is located.
A certificate holder who makes application for a tax deed shall pay
the tax collector at the time of application all amounts required for
redemption or purchase of all other outstanding tax certificates, plus
interest, any omitted taxes, plus interest, any delinquent taxes, plus
interest and current taxes, if due, covering the property. In
addition, the certificate holder shall pay the costs of resale, if
applicable. Failure to pay such costs within 30 days after notice
from the Clerk of the Circuit Court shall result in the Clerk of the
Circuit Court entering the land on a list
entitled lands available for taxes.
The Tax Collector will certify to the Clerk of the Circuit Court a
list of all persons required by law to be notified prior to the sale of
the property and a certification of monies involved in the application.
The tax deed applicant will then be notified of the additional funds
needed for advertising and other costs. After all necessary advertising
and noticing, the Clerk of the Circuit Court will schedule a tax deed
The tax deed applicant receives 18% per annum interest on the
application, beginning the month after application through the month of
redemption or tax deed sale date. If the property is purchased by a
person other than the certificate holder, the certificate holder will
be reimbursed all of the sums paid, including the above referenced 18%
interest. For complete rules please see Florida Statute 197.502.
Can I apply for a tax deed online?
Some tax collectors use DeedExpress for online tax deed applications.
For more information, go to the DeedExpress
site and select the county from the menu on the home page. For tax
collectors that do not use DeedExpress, see the tax collector's web
site for more information.
Can a homestead property be sold by
Yes, but the opening bid on property assessed on the latest tax roll as
homestead property shall include, in addition to the amount of money
paid to the tax collector by the certificate holder at the time of
application, the amount required to redeem the applicant's tax
certificate and an amount equal to one-half of the assessed value of
the homestead property as listed on the current year's tax roll.
Who conducts the tax deed sale?
The Clerk of the Circuit Court. The tax deed is issued to the highest
bidder. The opening bid must include all the costs paid by the tax deed
applicant plus all other costs for conducting the sale. The
title-holder of record has the right to redeem the property by paying
the Tax Collector all previously described costs at any time before
full payment for a tax deed is made to the Clerk of the Circuit Court.