{"live_reload":null,"modal":1,"overlayFooter":"","overlayTitle":"FAQ","javascript":["\n var realSubmit = true;\n function submit_my_form(f,sub,delay)\n {\n if (!f) f = document.my_form;\n\n if (sub && sub.match(/results/))\n f.action = \"/results\";\n\n\t\t\tif (!delay) delay = '5000';\n if ((new Date()).getTime() - f.last_submit_attempt.value > delay)\n {\n f.last_submit_attempt.value = (new Date()).getTime();\n realSubmit = false; // Distinguish real submissions\n if (!f.onsubmit) { // variable name\n f.submit();\n }\n else if (f.onsubmit()) { // function call (handler returns false to cancel)\n f.submit();\n }\n\t\t\t\treturn 1;\n }\n\t\t\telse\n\t\t\t{\n\t\t\t\treturn 0;\n\t\t\t}\n }\n "],"overlayBody":"\n
\n \n \n \n\n \n\n\n\n\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\n\n\n\nFrequently Asked Questions\n\n\n
Frequently\nAsked\nQuestions
\nHillsborough County Tax Certificate Sale
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Basics\n| The Tax\nCertificate Sale | Using\nthe Auction Site | Tax\nCertificates | Tax Deed\nApplications
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\nBASICS
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\nWhat is a tax certificate?
\nA tax certificate is a first lien against real estate (not the owner)\nand becomes the basis upon which a tax deed application is filed. The\ntax certificate sale is NOT a sale of real property, nor does a tax\ncertificate give the certificate holder a direct means to acquire a\nproperty. According to Florida Statute 197.432 (13) The holder of a tax\ncertificate may not directly, through an agent, or otherwise initiate\ncontact with the owner of property upon which he or she holds a tax\ncertificate to encourage or demand payment until 2 years after April 1\nof the year of issuance of the tax certificate.
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\nIt is your sole responsibility to research any tax lien certificates\nyou intend to buy. You can see additional property and tax\ninformation for any item by clicking on the\nAccount or Parcel Number on the auction web site. Research any\nadvertised items carefully before submitting bids. There are potential\nrisks associated with tax certificate purchases. All purchases in the\ntax certificate sale are final.
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\n\nWhen does the tax certificate sale take place?
\nThe sale opens in early to mid May and starts to close on or before\nJune 1.
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\nIn early to mid-May each year:
\n\nStarting on, or before, June 1:
\n\nFor exact dates, please see the Auction\nSchedule. All activity\nrelated to registration, bidding and certificate awards takes place on\nthe auction web site.
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\nHow do I register for the sale?
\nAll bidders who wish to participate in the sale must perform the\nfollowing steps on the auction web\nsite:
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  • Obtain a User ID and password for the web site by clicking the\n\"Register\" link on the home page and completing the\nrequired form.
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  • Submit an IRS W-9 Form.
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  • Submit information necessary to process redemption payments by\nACH.
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  • Set a budget amount (the most you are willing to spend in the\nsale).
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  • Pay a deposit of at least 10% of your anticipated purchases.\nDeposits will only be accepted via ACH.
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  • Please note that you can only submit or modify your W-9, or make\na security deposit while a sale is open. You will be assigned a bidder\nnumber after you successfully submit your W-9.
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\nCan I participate as a non-US bidder?
\nThe Tax Collector will only accept bids from US persons who are\nqualified to complete an IRS W-9 form and provide a valid US TIN.
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\nHow do I submit my bids?
\nYou can submit your bids on the Bid page individually, as a group\n(using a saved list), or via a file upload. You must complete all the\nregistration steps before you are allowed to submit bids.
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\nHow do I pay for certificate purchases?
\nPayment must be made by ACH. The balance due for your purchases will be automatically debited from the bank account you designated as your \"Final Payment Account\" at the designated Final Payment Deadline. If you wish to manually make your payment prior to the Final Payment Deadline, please go to the \"Payments and Budget\" page under \"My Account\" and click \"Pay for Certificates\". The button is activated once the last batch in the sale closes and any final data updates are complete. The deadline to pay is listed on the Auction\nSchedule.\nIf your final payment is returned as invalid for any reason, you may forfeit your security deposit and certificate purchases.
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\nWhat is an ACH debit?
\nAn ACH debit is an electronic payment from your checking or savings\naccount. When you enter your bank account information and submit\npayment on the auction web site, you are authorizing the Tax Collector\nto debit your account for the amount you indicated. All payments are\nsent for processing immediately. Additional information is available on\nthe page where you authorize payment.\n

Funds must be in US currency and drawn from a US financial\ninstitution. Some\ntypes of money market, brokerage, and/or trust accounts cannot accept\nACH debits. Please check with your financial institution prior to\ninitiating payment on the web site.

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\nTHE TAX\nCERTIFICATE SALE top
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\nWhat is the auction process?
\nCertificates are sold in the order advertised. Bidding begins at 18\npercent (the maximum rate) and bids down in decrements of one quarter\nof one percent. Each certificate is sold individually to the bidder\noffering the lowest interest rate. In the case of a tie at the lowest\nrate, the winner will be selected using a random number generator in\nthe auction software. Items that receive no bids are \"struck\" to the\ncounty and become county-held certificates. Bids are accepted at 0.00%\n(zero), but certificates awarded at this rate WILL NOT accrue interest.
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\nIs there a cost to participate?
\nRegistration on the web site is free. You only need to make payment for\na refundable security deposit and to pay the balance due for any\ncertificate purchases.
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\nWhat is a batch?
\nA batch is a subgroup of the list of auction items. The list is divided\ninto batches to make the bidding process more efficient and enable\nparticipants to manage their bids and budgets.
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\nDo I have to bid on all the items in a\nbatch?
\nNO. Each tax certificate in each batch is auctioned independently of\nevery other tax certificate.
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\nWhat happens to my security deposit if\nI don't win any certificates?
\nThe Tax Collector will issue refunds approximately two weeks after the\nclose of the sale. Refunds of ACH payments will be made electronically\nto the account you\nused to submit the deposit.
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\nWill the Tax Collector send me a paper\ncertificate or list of certificates after the sale?
\nNo, the Tax Collector does not issue paper certificates or lists of\npurchases after the sale. To review and download a list of your winning\nbids:
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  1. Log in to the auction web site
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  3. Enter the relevant tax certificate sale
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  5. Click on the Results tab
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  7. Select \"All Certificates\" from the Certificate Lists menu
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  9. Select \"All Batches\" from the Batches menu
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  11. Select your buyer number from the Bidder menu
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  13. Select \"Winning Bids\" from the Results menu
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  15. Check \"Hide Removed Certificates\"
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\nAfter completing these steps you will see a list of your purchases. You\ncan download the list in Excel or comma-separated values format (CSV)\nby clicking the icons on the right-hand side of the page above the list\nof certificates.
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\nUSING THE AUCTION SITE\ntop
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\nI forgot my password. What should I do?
\nClick \"Forgot your password?\" on the Sign In page. Answer a few\nquestions\nand the system will send you a temporary password via email.
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\nI forgot my User ID. What should I do?
\nClick \"Forgot your User ID?\" on the Sign In page. Answer a few\nquestions\nand the system will send you a temporary password via email.
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\nWhat is Direct Bidding?
\nIf you submit a bid for a certificate in a sale where the bidding\nformat is Direct Bidding, and your bid is the lowest rate submitted\nwhen the batch closes (and you have a sufficient budget amount), you will\nbe awarded the certificate at the rate you bid.\nBecause some Florida tax certificate sales use different bidding\nformats, it is important to note that this differs from sales that\nutilize Proxy Bidding, where the low bidder is awarded at 0.25% below\nthe next best bid if he or she submits a rate above 0.00%.
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\nDoes my budget amount limit the number\nof bids I can submit?
\nNo. You can submit an unlimited number of bids regardless of your\nbudget amount. However, you will not be awarded an item if the award\nwould cause the value of your purchases to exceed your budget amount.
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\nIs my budget amount automatically 10x\nmy deposit amount?
\nNo. The maximum allowable budget you can set is 10x your deposit\namount, but you have to enter what you want your budget to be. You can\nmodify your budget any time before the end of the sale as long as you\nhave at least 10% of that amount submitted as your deposit.
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\nWhere can I find sale results?
\nYou can see results by logging in to the auction web site, entering the\nauction, and clicking on the Results tab in the upper right-hand part\nof the page. Clicking on the winning bid for any certificate will\ndisplay a list of all submitted bids in a new window.
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\nWhat equipment or software do I need\nto be able to participate?
\nIn order to use the auction web site you need an Internet connection\nand\nmodern web browser with JavaScript and cookies enabled.
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\nMany people choose one of the following freely available browsers:
\n\nIf I have a question about how to use\nthe web site, who do I contact?
\nContact Grant Street Group by email at LienHub@GrantStreet.com,\nor by phone at (866) 247-4370, between 8:00 a.m. and 5:00 p.m. EST on\nbusiness days.
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\nTAX\nCERTIFICATES top
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\nHow do I receive redemption funds?
\nWhen a certificate has been redeemed, the certificate holder is entitled to the face value plus whatever interest the certificate has earned. Certificates are redeemed when the owner, title company or mortgage company pays the outstanding taxes, or when the holder of a certificate on the same parcel (from a different tax year) redeems it as part of a tax deed application. Redemption proceeds are remitted to certificate holders by the Tax Collector. The certificate holder is never paid directly unless it is from a Bankruptcy Trustee. If that happens, you must notify the Tax Collector when you are paid in full and request that the certificate be canceled.
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\nCan I pay the taxes and own the\nproperty?
\nNO. You have not purchased property. A tax certificate purchase does not convey any property rights or ownership to the certificate holder.
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\nCan an interest rate be changed after\nthe sale?
\nThe following may affect the interest rate:
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  • No interest is earned on certificates issued and then redeemed in\nthe month of May.
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  • For all certificates, except those bid at 0% or issued and\nredeemed in May, the minimum interest you will get at the time of\nredemption will be 5%, even if the interest earned to date is less.
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  • If a certificate gets canceled or reduced, the interest earned\nwill be 8% per year, simple interest, or the rate of interest bid at\nthe tax certificate sale, whichever is less, on the canceled or\nreduced amount.
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  • Bankruptcy and other court rulings.
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\nWhy would a certificate be canceled or\nreduced?
\nA certificate could be canceled or reduced for various reasons such as\nto correct errors, omissions or double assessments or when ordered by\na court.
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\nAre tax certificates transferable?
\nCertificates can be transferred by completing an endorsement form and\npaying the applicable fees through the Tax Collector's office.
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\nWhen are county-held certificates\navailable for purchase?
\nCounty-held tax certificates, other than those with homestead real\nestate under $250.00, may be purchased after the close of the tax sale.\nIf the Tax Collector sells county-held certificates online using\nLienHub, the auction web site will have a link on the home\npage that says \"Purchase County-Held Certificates.\" If not, you should\nsee the Tax Collector's web site for more information about county-held\ncertificates.
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\nWhat is the life of a tax certificate?
\nThe statute of limitation on a tax certificate is seven years from the\ndate of issuance. If a tax deed has not been applied for and no other\nadministrative or legal proceeding exists, the tax certificate is null\nand void.
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\nTAX\nDEED APPLICATIONS top
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\nWhat is the Florida tax deed process?
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The holder of a tax certificate at any time after 2 years have elapsed\nsince April 1 of the year of issuance of the tax certificate and before\nthe cancelation of the certificate, may file the certificate and an\napplication for a tax deed with the tax collector of the county where\nthe property described in the certificate is located.

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A certificate holder who makes application for a tax deed shall pay\nthe tax collector at the time of application all amounts required for\nredemption or purchase of all other outstanding tax certificates, plus\ninterest, any omitted taxes, plus interest, any delinquent taxes, plus\ninterest and current taxes, if due, covering the property. In\naddition, the certificate holder shall pay the costs of resale, if\napplicable. Failure to pay such costs within 30 days after notice\nfrom the Clerk of the Circuit Court shall result in the Clerk of the\nCircuit Court entering the land on a list\nentitled lands available for taxes.

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The Tax Collector will certify to the Clerk of the Circuit Court a\nlist of all persons required by law to be notified prior to the sale of\nthe property and a certification of monies involved in the application.\nThe tax deed applicant will then be notified of the additional funds\nneeded for advertising and other costs. After all necessary advertising\nand noticing, the Clerk of the Circuit Court will schedule a tax deed\nsale date.\nThe tax deed applicant receives 18% per annum interest on the\napplication, beginning the month after application through the month of\nredemption or tax deed sale date. If the property is purchased by a\nperson other than the certificate holder, the certificate holder will\nbe reimbursed all of the sums paid, including the above referenced 18%\ninterest. For complete rules please see Florida Statute 197.502.

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Can I apply for a tax deed online?
\nSome tax collectors use LienHub for online tax deed applications. For more information, go to the LienHub site and select the county from the menu on the home page. For tax collectors that do not use LienHub, see the tax collector's website for more information.
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\nCan a homestead property be sold by\ntax deed?
\nYes, but the opening bid on property assessed on the latest tax roll as\nhomestead property shall include, in addition to the amount of money\npaid to the tax collector by the certificate holder at the time of\napplication, the amount required to redeem the applicant's tax\ncertificate and an amount equal to one-half of the assessed value of\nthe homestead property as listed on the current year's tax roll.
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\nWho conducts the tax deed sale?
\nThe Clerk of the Circuit Court. The tax deed is issued to the highest\nbidder. The opening bid must include all the costs paid by the tax deed\napplicant plus all other costs for conducting the sale. The\ntitle-holder of record has the right to redeem the property by paying\nthe Tax Collector all previously described costs at any time before\nfull payment for a tax deed is made to the Clerk of the Circuit Court.
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Doug\nBelden
\nHillsborough County Tax Collector
\n601 East Kennedy Boulevard
\nCounty Center, 14th Floor
\nTampa, Florida 33602
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